Dependants

At TUH we recognise three levels of dependants on our policies. 

Child dependants

A natural child, stepchild, legally adopted child or child for whom the policyholder is the legal guardian or who is in the policyholder’s legal custody. They must:

• Be single (not married or in a de facto relationship) and

• Under the age of 21

Student dependants

Dependants who are a full-time student may remain on their family’s policy at no extra cost until they complete their studies or until they turn 31 years old (whichever comes first). They must:

• Attend a recognised education facility for the whole of the academic year and

• Be single (not married or in a de facto relationship).

You must apply for student dependant cover on commencement of study using an Adult Dependant Registration form. Students are not covered if they cease or defer study during the year.

Non-student dependants

Dependants who are not a full-time-student may remain on their family’s policy for an additional premium loading of 25-30% up until they turn 31 years old. They must:

• Be single (not married or in a de facto relationship).

This cover is available on all covers except Gold Hospital and Basic Hospital (stand-alone or combined with an Extras policy).