Suspending your health cover is to put it on hold temporarily. You can suspend your cover for one of two reasons:
How exciting! You’re going overseas. Your health insurance is only valid while you’re in Australia so you can put your membership on hold while you’re away. Here’s what you need to know:
you need to have been a financial member of TUH for at least 12 months
you can suspend your cover for a minimum of 2 calendar months to a maximum of 3 years
premiums must be paid up to the date after you leave Australia, i.e. your suspension date plus one day
you can suspend your policy twice per calendar year. The second suspension can start after you’ve re-activated your policy for a period equal to the length of your previous absence or 9 months, whichever is shorter
no claims can be made while your membership is suspended
any waiting periods not completed before suspending your cover will continue when the membership is re-activated
Ready to go? Grab your flight details and fill out the simple request form below.
We understand things can change in an instant. If you’re finding times tough right now, you may be able to suspend for financial hardship. Here’s what you need to know:
We'll consider your request to suspend your cover if you experience:
loss of employment
significant decline in retirement income due to extraordinary circumstances
significant extraordinary events like natural disasters
You need to have been a financial member of TUH for at least 6 months
You can suspend your cover for a minimum of 1 month to a maximum of 12 months
Multiple suspensions are allowed, however, cover must be re-activated for at least 12 months between suspensions
No claims can be made while your cover is suspended or for treatment received while your cover was suspended
Any waiting periods not completed before suspending your cover will continue when the membership is re-activated
Suspending your hospital cover can have tax implications related to the Medicare Levy Surcharge. We recommend chatting to your accountant or the ATO before making this decision
Click the button below to fill out the membership suspension request form.
We have a great range of hospital covers, so you can pick the one that suits your lifestyle and budget.With extras you can claim for services such as dental, optical, physio and massage. We have a great range of covers, so you can pick the one that suits your lifestyle and budget.
(*) Prices include direct debit discount. (R) Restrictions apply. Sub limits may apply on extras products, click on for more details. Set extras benefits apply per service and vary depending on cover. Waiting periods may apply. Your rates may differ based on your Lifetime Health Cover loading (LHC). Actual rates may differ from those stated by up to 5c due to rounding increments.
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Looks like we don’t have an option that suits your needs
Unfortunately, we don’t have a level of cover that matches the criteria you have selected. If you would like to discuss this further, please contact us on 1300 360 701 or via email at email@example.com.