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Cover for you – and your whole crew.

Whether you have hospital cover, extras - or both, now's the perfect time to check your cover will provide the right care for you and your family now - and in the future. We have so much to offer families – just check out what’s included in your cover. 

From Basic to Gold, we have covers to suit every family’s needs.
The level of hospital cover you choose is largely a personal choice that you might make depending on your needs. And with families, you never know what’s going to come along. 

Good to know

All our hospital covers include: 

  • Treatment as an inpatient in a private hospital for medically necessary treatment. 

  • Accommodation, theatre fees, intensive care, cardiac care, government approved prostheses and hospital medication for all services included in your cover. Check out your product guide for information on individual conditions that are covered by your policy – or give our friendly team a call. 

Savings tips

If someone has a hospital visit coming up, ask your doctor for an estimate of possible costs (called informed financial consent) and ask if they’ll charge you under our access gap scheme which will help save on out-of-pocket costs.

Find a specialist

Use the search below to find out if your specialist has participated in the Access Gap Scheme.

Busy families can get great value from the right selection of extras. There’s preventative care and health assessments help your family start out well and stay that way. Active kids can get themselves into all sorts of scraps. We have extras you’re going to use all year long whether you’re healthy, hurting or healing.

These healthy extras are designed to help you stay well.   

  • Start the kids out on the right path with preventative dental and annual check-ups.
  • Support kids reach their potential with speech therapy. 
  • Annual orthotics for those constantly growing feet.
  • Straighten the wonkiest grin with orthodontics. 
  • Little bookworms can get the glasses that fit their face and needs with optical extras.

You need the most support when you’re healing.  We’re with you on the road to recovery.

  • Massage or acupuncture are great healing helpers. 
  • No matter the injury we can help with treatment from physiotherapy consultations and strengthening sessions.
  • All manner of health aids for all manner of injury - done a knee? We can organise a knee brace for you.       
  • Wellbeing is about a healthy body and mind. Psychology consultants and assessments are available for big and little kids alike, including family group therapy. 
  • Health and Wellbeing medical bracelets for various conditions are also available.
  • Feeling the pinch from high-cost prescriptions? Your pharmaceutical benefit can help.

What about these helpful extras?

  • Get your kids covered while attending or travelling to or from school or an organised school activity with School Accident Cover. 

  • Wisdom teeth removal at the dentist is covered on general dental extras.

  • Spend your weekend beside the sports field watching the kids?  You can claim 100% (no-gap) for mouthguards at our preferred providers.  That means up to 2 children per policy get a free mouthguard each year to hit the field! 
  • Need to travel more than 150km for your appointments? The remote travel allowance can help cover travel and accommodation costs. 

Not all inclusions are in all covers. Check what you’re covered for on the TUH mobile app.

To find out exactly what you’re covered for, check out the TUH mobile app.  It’s a one-stop shop to keep on top of your extras limits, find a nearby provider, and see what else you might be entitled to - all from your phone. 

It even has a super easy way to refer family and friends to TUH – and get rewarded with a $100 eGift card  if they join! That could come in handy with an extra mouth to feed!

Download the TUH app for iPhone or Android below:


Or if you’re in the market for a different cover, you can grab a quick quote using our cover calculator, right in the palm of your hand. 

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