Your quote:
No Hospital + No Extras
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When planning a family there’s a lot to consider – we get it and we’re here to help.

Whether you have hospital cover, extras - or both, now's the perfect time to check your cover will provide the right care for you and your family now - and in the future.  

Things you might not have considered include: 

  • Are you thinking about IVF treatment?

  • Do you want a hospital or home birth? 

  • Will you go private or public?

  • Will you need help with breast feeding? 

  • What if you need support when you bring baby home?

We’ve got all these things covered so you can go back to choosing baby names and setting up that nursery.

Even if you already have hospital cover, things are changing and you may need to think about additional services you haven't considered before.
Download our Maternity fact sheet or Assisted reproductive fact sheet for some useful tips and information or visit our pregnancy information page on our website.

Are you covered for maternity and assisted reproductive services? It's important to plan ahead if you're not already covered for these services as there's a 12-month wait before you can claim. 

We recommend choosing from one of these covers:

Silver + Family Hospital with Mid-Range Extras 
Silver + Family Hospital with Family Extras
Gold Hospital with Comprehensive Extras 

Combining your hospital cover with our selected extras will give you access to some important services designed to keep you and your family well. And, if you're on a single or couples policy, remember to upgrade to a single parent or family policy to make sure baby's included on your cover. You can do this after baby arrives, simply add them to your cover within 3 months from date of birth and they won't have waiting periods for anything you've already served.

Call our friendly team if you’d like us to talk you through your options.

If you have a hospital visit coming up, ask your doctor for an estimate of possible costs (called informed financial consent) and ask if they’ll charge you under our access gap scheme which will help save on out-of-pocket costs.

And the younger you are when you join, you might be eligible an age-based discount on selected covers – wow!


Use the search below to find out if your specialist has participated in the Access Gap Scheme.

You can get great value from the right selection of extras. There is preventative care and health assessments help you start your family journey well and stay that way. We have extras you’re going to use all year long whether you’re healthy, hurting or healing. 

These healthy extras are designed to help you stay well.

  • Mum and bub are covered with foetal screening and childbirth classes included in your Health and Wellness benefit.

  • Start the kids out on the right path with preventative dental and annual check-ups.

  • Help little ones reach their potential with speech therapy.

  • Annual orthotics for those constantly growing feet. 

  • Growing a person is hard work - relax with a remedial massage.

You need the most support when you’re healing. Extras can help you on the road to recovery.

  • Psychological support for those facing IVF struggles or post-natal depression.

  • We can organise health aids, like a knee brace, to help you post injury.

  • Antenatal physio will help get you moving post birth.

  • Pharmaceuticals for pain and recovery

  • Massage and myotherapy to get out any kinks.  

  • When you need some extra support we offer lactation consultants and midwife services.

  • Need to travel more than 150km for medical services?  Look into the Remote Travel allowance to help with accommodation and travel costs.

Not all inclusions are in all covers. Check what you’re covered for on the TUH mobile app.

To find out exactly what you’re covered for, check out the TUH mobile app.  It’s a one-stop shop to keep on top of your extras limits, find a nearby provider, and see what else you might be entitled to - all from your phone. It even has a super easy way to refer family and friends to TUH – and get rewarded with a $100 eGift card if they join! That could come in handy with an extra mouth to feed!

Download the TUH app for iPhone or Android below:


Or if you’re in the market for a different cover, you can grab a quick quote using our cover calculator, right in the palm of your hand. 

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