Why choose Bronze+ Young Choice
Enjoy shorter hospital wait times that can be over a year long in public hospitals and a high level of care with Australian private hospitals, plus access to benefits for dental, optical and more.
Comfort and care
Reduced medical costs
What's covered with Bronze+ Young Choice
For included hospital services we provide medically necessary inpatient treatment, accommodation, theatre fees, intensive care and hospital medication. For restricted hospital services we pay the default benefit for accommodation and no benefit for theatre fees.
Please note effective 1 January 2025 Insulin pump benefits will be removed from this product.
General dental
Major dental
Optical
Physiotherapy
Acupuncture
Massage and myotherapy
Osteopathy
Chiropractic
Mental wellness
Health management
SEE COVER DETAILS
What's not covered with Bronze+ Young Choice
No benefit is payable on excluded services – including for accommodation or medical fees. Out-of-pocket costs may arise for some procedures such as robotic surgery, high-cost pharmacy or consumable items, or fees charged by medical professionals.
- Pregnancy and birth
- Back, neck and spine
- Heart and vascular system
- Joint replacements
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Why trust us with your health
As a member-owned and not-for-profit health fund, we give more back to members and have been providing quality health cover for teachers and the education community for over 50 years.
We make managing your health insurance easy with our app
Get great value cover you won't regret with quality inclusions
We have an extensive network of preferred providers
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Download guides
This cover has a $250 hospital excess to reduce premium costs. Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide.
FAQs
Access Gap Cover is available with all TUH hospital policies and aims to eliminate or cap out-of-pocket medical costs incurred during hospital admission. Medical costs are the fees your specialist or doctor charges you for your hospital treatment.
A list of preferred providers can be found here. We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by TUH.
Find out moreWe have a network of contracted private hospitals that allows members to access covered services without additional costs. However, hospital contracts may vary and staying in a non-contracted hospital may incur out-of-pocket expenses. You can view our contracted hospitals below.
Find out moreAt TUH we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit.
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