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No Hospital + No Extras
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Why choose Comprehensive Extras?

Access benefits for everyday services such as dental, optical and more. This cover stands alone or you can combine it with one of our hospital covers to unlock your Active Health Bonus to spend on out-of-pocket expenses — the choice is yours! 


Increasing annual limits

Get rewarded with annual limits that increase alongside years of membership.

100% back on glasses

Cover for a complete set of prescription glasses with a $260+ annual limit on optical.

Keep smiling

Enjoy a $3,400+ annual limit on major dental and a $1,000 annual limit on orthodontics with a $2,800 lifetime limit.

What's covered with Comprehensive Extras

General dental

Major dental




Massage and myotherapy






Mental wellness


Speech therapy

Occupational therapy

Health management


Health devices/appliances

Hearing aids


Why trust us with your health

As a member-owned and not-for-profit health fund, we give more back to members and have been providing quality health cover for teachers and the education community for over 50 years. 


We make managing your health insurance easy with our app


Get great value cover you won't regret with quality inclusions


We have an extensive network of preferred providers

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Download guides

Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide.


A list of preferred providers can be found here.  We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by TUH. 

Find out more

An extras out-of-pocket cost is the difference between the amount a service provider charges and the benefit we pay. For example, if a physiotherapist charges $70 for a visit and we pay a benefit of $40, the out-of-pocket cost would be $30.

Visiting a preferred provider may reduce the out-of-pocket costs you are required to pay. 

New memberships and upgrades of cover have waiting periods, including two months for all extras services (unless specified), six months for some services like Active Health Bonus and optical, twelve months for major dental and prostheses, and two years for laser eye surgery. Waiting periods can differ between levels of cover.

Find out more

At TUH we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit. 

Find out more