Your quote:
No Hospital + No Extras
Bundle product
$----*

Why choose Everyday Extras?

Access benefits for everyday services such as dental, optical and more. This cover stands alone or you can combine it with one of our hospital covers to unlock your Active Health Bonus to spend on out-of-pocket expenses — the choice is yours! 

section4-c.png

100% back on glasses

Cover for a complete set of prescription glasses with a $260 annual limit on optical.
section4-c.png

Keep smiling

Enjoy unlimited preventative dental plus a $2,000 annual limit on major dental.
section4-c.png

Move better

Look after your body with generous benefits like $50 per physio session and $40 per remedial massage, up to your annual limit.

What's covered with Everyday Extras

General dental

Major dental

Optical

Physiotherapy

Massage and myotherapy

Mental wellness

SEE COVER DETAILS

Why trust us with your health

As a member-owned and not-for-profit health fund, we give more back to members and have been providing quality health cover for teachers and the education community for over 50 years. 

section4-c.png

We make managing your health insurance easy with our app

section4-c.png

Get great value cover you won't regret with quality inclusions

section4-c.png

We have an extensive network of preferred providers

Do you need help finding the right cover?

Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.

Use recommendation tool

Download guides

Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide.

FAQs

A list of preferred providers can be found here.  We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by TUH. 

Find out more

An extras out-of-pocket cost is the difference between the amount a service provider charges and the benefit we pay. For example, if a physiotherapist charges $70 for a visit and we pay a benefit of $40, the out-of-pocket cost would be $30.

Visiting a preferred provider may reduce the out-of-pocket costs you are required to pay. 

New memberships and upgrades of cover have waiting periods, including two months for all extras services (unless specified), six months for some services like Active Health Bonus and optical, twelve months for major dental and prostheses, and two years for laser eye surgery. Waiting periods can differ between levels of cover.

Find out more

At TUH we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit. 

Find out more

SEE ALL FAQS