Why choose Everyday Extras?
Access benefits for everyday services such as dental, optical and more. This cover stands alone or you can combine it with one of our hospital covers to unlock your Active Health Bonus to spend on out-of-pocket expenses — the choice is yours!
100% back on glasses
Keep smiling
Move better
What's covered with Everyday Extras
General dental
Major dental
Optical
Physiotherapy
Massage and myotherapy
Mental wellness
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Why trust us with your health
As a member-owned and not-for-profit health fund, we give more back to members and have been providing quality health cover for teachers and the education community for over 50 years.
We make managing your health insurance easy with our app
Get great value cover you won't regret with quality inclusions
We have an extensive network of preferred providers
Do you need help finding the right cover?
Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.
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Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide.
FAQs
A list of preferred providers can be found here. We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by TUH.
Find out moreAn extras out-of-pocket cost is the difference between the amount a service provider charges and the benefit we pay. For example, if a physiotherapist charges $70 for a visit and we pay a benefit of $40, the out-of-pocket cost would be $30.
Visiting a preferred provider may reduce the out-of-pocket costs you are required to pay.
New memberships and upgrades of cover have waiting periods, including two months for all extras services (unless specified), six months for some services like Active Health Bonus and optical, twelve months for major dental and prostheses, and two years for laser eye surgery. Waiting periods can differ between levels of cover.
Find out moreAt TUH we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit.
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