1. Therapies
  2. Physiotherapy
person giving physiotherapy on white backgroundT-physiotherapy

Modal - Bronze+ Young Choice - - Physiotherapy, Traditional & complimentary therapies, Massage therapies, Osteopathy, Chiropractic, Mental wellness

*Massage Therapies and Traditional & complimentary therapies have a combined annual sub limit of $200 per person or $400 per membership which contributes to the overall annual limit of $450. Physiotherapy, osteopathy, chiropractic and mental wellness have a flexi-limit.

Massage Therapies refers to remedial massage, shiatsu, Alexander Technique and myotherapy. 

Traditional & complimentary therapies refers to acupuncture, Chinese herbal medicine, western herbal medicine and naturopathy. 

Why choose Everyday Extras?

Access benefits for everyday services such as dental, optical and more. This cover stands alone or you can combine it with one of our hospital covers to unlock your Active Health Bonus to spend on out-of-pocket expenses — the choice is yours! 

section4-c.png

100% back on glasses

Cover for a complete set of prescription glasses with a $260 annual limit on optical.
section4-c.png

Keep smiling

Enjoy unlimited preventative dental plus a $2,000 annual limit on major dental.
section4-c.png

Move better

Look after your body with generous benefits like $50 per physio session and $40 per remedial massage, up to your annual limit.

What's covered with Everyday Extras

SEE COVER DETAILS

Why trust us with your health

As a member-owned and not-for-profit health fund, we give more back to members and have been providing quality health cover for teachers and the education community for over 50 years. 

section4-c.png

We make managing your health insurance easy with our app

section4-c.png

Get great value cover you won't regret with quality inclusions

section4-c.png

We have an extensive network of preferred providers

Do you need help finding the right cover?

Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.

Use recommendation tool

Download guides

Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide.

Product Guide

Important information

FAQs

A list of preferred providers can be found here.  We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by TUH. 

Find out more

New memberships and upgrades of cover have waiting periods, including two months for all extras services (unless specified), six months for some services like Active Health Bonus and optical, twelve months for major dental and prostheses and two years for laser eye surgery. Waiting periods can differ between levels of cover.

Find out more

At TUH we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit. 

Find out more

SEE ALL FAQS

Get in touch

Call us

Email us

FAQs

Why choose Bronze+ Young Choice

Enjoy shorter hospital wait times that can be over a year long in public hospitals and a high level of care with Australian private hospitals, plus access to benefits for dental, optical and more.

section4-c.png

Comfort and care

Enjoy the flexibility of choosing your own doctor and which hospital you would like to attend.
section4-c.png

Extras bonus

Get rewarded with the Active Health Bonus to use on out-of-pocket extras expenses.
section4-c.png

Reduced medical costs

Enjoy lower or no out-of-pocket costs for in hospital specialist/doctor fees with Access Gap Cover.

What's covered with Bronze+ Young Choice

For included hospital services we provide medically necessary inpatient treatment, accommodation, theatre fees, intensive care and hospital medication. For restricted hospital services we pay the default benefit for accommodation and no benefit for theatre fees.

SEE COVER DETAILS

What's not covered with Bronze+ Young Choice

No benefit is payable on excluded services – including for accommodation or medical fees. Out-of-pocket costs may arise for some procedures such as robotic surgery, high-cost pharmacy or consumable items, or fees charged by medical professionals.

SEE ALL EXCLUSIONS

Why trust us with your health

As a member-owned and not-for-profit health fund, we give more back to members and have been providing quality health cover for teachers and the education community for over 50 years. 

section4-c.png

We make managing your health insurance easy with our app

section4-c.png

Get great value cover you won't regret with quality inclusions

section4-c.png

We have an extensive network of preferred providers

Do you need help finding the right cover?

Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.

Use recommendation tool

Download guides

This cover has a $250 hospital excess to reduce premium costs. Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide. 

Product Guide

Important information

FAQs

Access Gap Cover is available with all TUH hospital policies and aims to eliminate or cap out-of-pocket medical costs incurred during hospital admission.  Medical costs are the fees your specialist or doctor charges you for your hospital treatment.  
 

Find out more

A list of preferred providers can be found here.  We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by TUH. 

Find out more

We have a network of contracted private hospitals that allows members to access covered services without additional costs. However, hospital contracts may vary and staying in a non-contracted hospital may incur out-of-pocket expenses.  You can view our contracted hospitals below.

Find out more

At TUH we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit. 

Find out more

SEE ALL FAQS

Get in touch

Call us

Email us

FAQs

Modal - Basic Extras - - Physiotherapy, Massage therapies, Osteopathy, Chiropractic, Mental wellness, Pharmaceuticals

Get the most out of your cover with a $400 flexi-limit on grouped therapies so you can focus on what you need.

Massage Therapies refers to remedial massage, shiatsu, Alexander Technique and myotherapy. 

Mental wellness refers to psychology, hypnotherapy and counselling benefits.

 

We know that choosing a health cover partner is a big decision!

Prefer to have a chat? Book a call back.