You are immediately covered for hospital treatment for accidents with no waiting periods to serve, providing you joined TUH prior to the accident, have the appropriate level of cover for that treatment and your premium payments are up to date.
An accident is an unexpected incident that results in injury and requires immediate treatment. Accidents are not related to any other ailment, illness or condition.
If you have been involved in an accident and received compensation or damages from a third party
you cannot claim additional benefits in relation to this accident
you must repay TUH any benefits and associated costs already paid by TUH.
Visits to public or private hospital emergency departments or other hospital treatments where you are not admitted as an inpatient (as determined by law), are not covered by private health insurance.