Combined Cover

Get more with Hospital and Extras Cover

Get treatment in a private hospital for medically necessary inpatient services covered by your policy and access benefits for common healthcare services such as optical, physio, remedial massage and more – plus enjoy a range of exclsuive member benefits.

Get quality hospital care

Benefit from shorter wait times for elective surgery that can be longer in the public system and choose your doctor and get treated at a hospital where you’re more likely to be given your own room.

Reduce out-of-pocket costs

Get rewarded with the Active Health Bonus* to use on out-of-pocket extras expenses and enjoy lower or no out-of-pocket expenses for in hospital specialist/doctor fees with our Access Gap Cover. *Excludes Basic Extras.

Take an active approach

Look after your health and wellbeing with access to preventative healthcare services and avoid getting hit with a large bill when you need a filling or new glasses, like your own budgeting tool.

Find the right level of cover for you

Health insurance can be confusing, so let’s keep it simple. Not sure what level of cover need? See our pre-packaged combined cover below.

Combined Cover

Bronze+ Young Choice

Get more value with our combined hospital and extras cover. Enjoy cover for a range of medical treatments both in and out of hospital.

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Create Your Own

If our pre-packaged cover doesn’t suit your needs, you can simply mix and match any of our hospital and extras cover to create your perfect combined cover.

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Do you need help finding the right cover?

Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.

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We make health insurance easy

Get excellent value cover you won’t regret with majority of premiums returned in the form of services and benefits – and manage it all from your pocket with the TUH App.