Family Cover

Put the health of your family first with quality, affordable health insurance. With something to suit everyone, choose from a great range of hospital and extras cover options.

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Invest in your health with Family Cover

Having hospital cover means you will be treated in hospital as a private patient for medically necessary services covered by your policy. Whereas extras cover allows you to access benefits for common healthcare services such as dental, massage and more.

Get quality hospital care

Choose your own doctor and enjoy lower or no out-of-pocket expenses for in hospital specialist/doctor fees with Access Gap Cover. Plus shorter wait times for elective surgery that can be longer in the public system.

Reduce healthcare costs

Think of extras cover as a budgeting tool to reduce the costs of healthcare services. Plus, if you're eligible for the Active Health Bonus, you can claim an additional benefit to use on out-of-pocket expenses.

Easily manage your cover

Submit claims in a snap and get paid faster, keep on top of your extras limits and usage, calculate your benefit, find preferred providers near you and do it all from your pocket, with the TUH App.

Find the right level of cover for the whole family

Health insurance can be confusing, so let’s keep it simple. Not sure what exactly you need? We’ve got you!

Hospital

Extras

Combined

Silver+ Hospital Essentials

Get cover for a wide range of hospital treatments, minus a few of the large, more expensive items such as pregnancy and cataracts.

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Silver+ No Pregnancy Hospital

Get cover for a wide range of hospital treatments, excluding pregnancy and birth, assisted reproductive services and weight loss surgery.

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Silver+ Family Hospital

Get cover for a wide range of hospital treatments, including pregnancy and birth and assisted reproductive services for when you're ready to start a family.

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Everyday Extras

Get access to benefits for services such as dental, optical, psychology and more so you can look after your health every day.

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Family Extras

Get access to generous benefits for services such as dental, optical, physio and more so you can look after the whole family.

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Comprehensive Extras

Get access to generous benefits for a wide range of services including major dental, with increasing annual limits.

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Create Your Own

If our pre-packaged cover doesn’t suit your needs, you can simply mix and match any of our hospital and extras cover to create your perfect combined cover.

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Do you need help finding the right cover?

Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.

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Members get more with Trade Secrets

Life can be hard but at TUH we’ve made it easy for you to get the most out of your membership with Trade Secrets – a place where you can unlock everyday value and rewards based on what your life looks like right now.

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