Couples Cover

Voted Private Health Insurer of the Year in the Roy Morgan Customer Satisfaction Awards.

Invest in your health with Couples Cover

Having hospital cover means you will be treated in hospital as a private patient for medically necessary services covered by your policy. Whereas extras cover allows you to access benefits for common healthcare services such as dental, massage and more.

Get quality hospital care

Choose your own doctor and enjoy lower or no out-of-pocket expenses for in hospital specialist/doctor fees with Access Gap Cover. Plus shorter wait times for elective surgery that can be longer in the public system.

Reduce healthcare costs

Think of extras cover as a budgeting tool to reduce the costs of healthcare services. Plus, if you're eligible for the Active Health Bonus, you can claim an additional benefit to use on out-of-pocket expenses.

Easily manage your cover

Submit claims in a snap and get paid faster, keep on top of your extras limits and usage, calculate your benefit, find preferred providers near you and do it all from your pocket, with the TUH App.

Find the right level of cover for both of you

Health insurance can be confusing, so let’s keep it simple. Not sure what exactly you need? We’ve got you!

Hospital

Extras

Combined

Bronze+ Hospital

Get cover for common treatments, without some of the large, costly hospital treatments, so you’re only paying for what you need.

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Silver+ No Pregnancy Hospital

Get cover for a wide range of hospital treatments, excluding pregnancy and birth, assisted reproductive services and weight loss surgery.

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Silver+ Family Hospital

Get cover for a wide range of hospital treatments, including pregnancy and birth and assisted reproductive services for when you're ready to start a family.

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Mid Range Extras

Get access to benefits for everyday services such as remedial massage so you can put your health first without breaking the budget.

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Healthy Options Extras

Get access to benefits for essential services such as dental, optical, physio, remedial massage and more so you can stay healthy.

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Everyday Extras

Get access to benefits for services such as dental, optical, psychology and more so you can look after your health every day.

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Create Your Own

If our pre-packaged cover doesn’t suit your needs, you can simply mix and match any of our hospital and extras cover to create your perfect combined cover.

LET'S GO

Do you need help finding the right cover?

Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.

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Members get more with Trade Secrets

Relationships can be hard work but at TUH we’ve made it easy for you to get the most out of your membership with Trade Secrets – a place where you can unlock everyday value and rewards based on what your life looks like right now.

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