Better Health for Educators
Exclusive health insurance for exceptional care
Why Choose TUH?
Get abonus up to $150^ to use on the Extras you choose when you take out combined Hospital and Extras cover^.
Quality, Great Value Cover
Get more back as benefits (compared to the industry average).
Trusted by 50,000+ Members
As a not-for profit we support members health, not shareholders wealth.
Local, Hassle-Free Support
Enjoy award-winning customer service from Queensland.
Rated Highly by Members
Real reviews from real members—trusted for value for money, transparent cover and great service.
Choose Your Needs
From basic to comprehensive cover— find the right health insurance for you and your needs.
Hospital Cover
Get peace of mind and more choice with private hospital cover, and avoid the Medicare Levy Surcharge.
Extras Cover
Get benefits for everyday services not covered by Medicare, such as dental, optical, and physio.
Combined Cover
Take care of your health both in and out of hospital with combined hospital and extras cover.
Award-Winning Health Cover
At TUH we're consistently rated among Australia’s top health funds for quality and member satisfaction.
Health Insurer of the Year
TUH is proud to be Australia's Private Health Insurer of the Year for 2022, as voted in the Roy Morgan Customer Satisfaction Awards.
Trust and Quality
TUH was voted in the top 2 most trusted and high-quality private health insurance providers by the Ipsos Health Care and Insurance Australia research in 2023.
Trust, Service and Quality
TUH was voted in the top 2 most trusted and high-quality private health insurance providers and top 3 for customer service by the Ipsos Health Care and Insurance Australia research in 2021.
Got Questions? We've Got Answers!
Choosing the right health cover is a big decision and we’re here to make it easy. Check out our most frequently asked questions below.
TUH is open to current and former members of the education sector, including teachers, school staff and their families.
To join, you must be a current or former Australian union member, or related to one.
Switching is easy! When you join TUH, we handle the transfer from your existing fund so you don't have to.
If you switch to TUH within 30 days of leaving your previous fund and take out an equivalent level of cover, we will recognise any waiting periods you’ve already served.
A waiting period is the time you need to wait before you can claim certain benefits. Standard waiting periods apply to new policies, but we may waive these if you switch from another fund.
2 months for most hospital services, with the below exceptions
pregnancy and birth services are 12 months
pre-existing conditions are 12 months
refractive laser eye surgery is 24 months
2 months for most extras services unless specified otherise, such as
6 months for all optical services
12 months for major dental and orthodontia services
See more on waiting periods here.
At TUH we make claiming easy, you can either claim
in-person using your membership card,
through the TUH mobile app, or
via the online member portal
Claims are typically processed within a few business days with payments made directly to your nominated bank account.
