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No Hospital + No Extras
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Pay less with Private Hospital Cover

If you earn over $93,000 a year (or $186,000 for couples and families) and don’t have private hospital cover, you’re paying a Medicare Levy Surcharge between 0 to 1.5% of your annual income, depending on your income bracket. To avoid this, take out private hospital cover and enjoy all the benefits that come with it.


Shorter wait times

Enjoy reduced wait time for elective surgery which can be over a year long in the public hospital system.

Reduced medical costs

Take advantage of lower or no out-of-pocket expenses for in hospital specialist/doctor fees with our Access Gap Cover.

Freedom of choice

Choose your doctor and attend a hospital where you’re more likely to be given your own private room.

Find the right level of cover for you

Health insurance can be confusing, so let’s keep it simple. Not sure what level of cover need? See our suggested cover for tax purposes below.

Do you need help finding the right cover?

Tell us about yourself and in only 20 seconds we’ll find our best cover to suit your needs.

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So how does hospital cover work?

Hospital cover pays towards the costs of medical services you receive when admitted to hospital and treated as a private patient. That’s why it’s essential to understand what your cover does and doesn’t include.

We make health insurance easy

Get excellent value cover you won’t regret with majority of premiums returned in the form of services and benefits – and manage it all from your pocket with the TUH App.