The level of hospital cover you choose is largely a personal choice that you might make depending on your needs. There are instances where certain levels of cover are required for certain conditions. These can include insulin pumps for diabetics and pain management for extreme back issues.
Good to know
All our hospital covers include:
• Treatment as an inpatient in a private hospital for medically necessary treatment.
• Accommodation, theatre fees, intensive care, cardiac care, government approved prostheses and hospital medication for all services included in your cover. Check out your product guide for information on individual conditions that are covered by your policy – or give our friendly team a call.
If someone has a hospital visit coming up, ask your doctor for an estimate of possible costs (called informed financial consent) and ask if they’ll charge you under our access gap scheme which will help save on out-of-pocket costs.
Find a specialist
Use the search below to find out if your specialist has participated in the Access Gap Scheme.