Your quote:
No Hospital + No Extras
Bundle product

The health care and support you need shouldn’t be difficult to find or to use.  

We’ve done the hard work for you - digging through your policy and cutting down the fine print – to find what’s valuable to you right now. And we’re happy to share it all with you though TUH Trade Secrets.

The level of hospital cover you choose is largely a personal choice that you might make depending on your needs. There are instances where certain levels of cover are required for certain conditions. These can include insulin pumps for diabetics and pain management for extreme back issues. 

Good to know

All our hospital covers include: 
•    Treatment as an inpatient in a private hospital for medically necessary treatment. 
•    Accommodation, theatre fees, intensive care, cardiac care, government approved prostheses and hospital medication for all services included in your cover. Check out your product guide for information on individual conditions that are covered by your policy – or give our friendly team a call. 

Savings tips

If someone has a hospital visit coming up, ask your doctor for an estimate of possible costs (called informed financial consent) and ask if they’ll charge you under our access gap scheme which will help save on out-of-pocket costs.

Find a specialist

Use the search below to find out if your specialist has participated in the Access Gap Scheme.

Everyone’s health and wellbeing journey is different. That’s why we have lots of different types of extras cover. 

Extras inclusions vary from cover to cover. Needs change with age and we know what is important to you when you’re older and wiser than the pack. We think these are some of the extras you will love and use, helping you stay healthy and recover quickly

When you’re well and active, these extras will help keep you feeling healthy.   

  • Keep moving and be social with our group physio classes.

  • Specialised health and wellbeing screenings.

  • Keep active and be rewarded with the Active Health Bonus

  • What was that?  Hearing tests and aids are available.

  • Preventative dental through to more major work like bridges, crowns and dentures.

  • Update your glasses and your look with optical cover. 

After an unexpected accident or illness is when you need the most help and support. These healing extras will assist you in a speedy recovery.

  • Get the support you need with home nursing.

  • Osteopathy and physio will help go you moving after an injury or surgery.

  • Access dedicated speech and occupational therapy.

  • Keep pain at bay and health conditions under control with the pharmaceuticals you need

 We bet you didn’t know about these incredibly helpful and heartfelt extras

  • If you need to travel more than 150km for treatment we have a remote travel allowance to help with travel and accommodation costs.

  • Feel more secure with a Medical Alert bracelet.   

  • Sleep suffering?  Access anti snore devices and CPAP machines.

To find out exactly what you’re covered for, check out the TUH mobile app. It’s a one-stop shop to keep on top of your extras limits, find a nearby provider, and see what else you might be entitled to - all from your phone. It even has a super easy way to refer family and friends to TUH – and get rewarded with a $100 eGift card  if they join! 

Download the TUH app for iPhone or Android below:


Or if you’re in the market for a different cover, you can grab a quick quote using our cover calculator, right in the palm of your hand. 

blue baby bottle icon on white background